You can get a home-based business insurance policy for your business.

How to insure a home-based business

The day has finally come – you’re ready to start a home-based business. This has been a longtime goal, and now you’re excited to finally see it become a reality. Everything’s coming together and you’re almost ready to roll, but there’s one thing missing: insurance for your home-based business. You might wonder if your home-based business is covered by home insurance, and that really depends on your policy. You may have limited coverage for business property, but chances are your home insurance won’t be enough to protect you from all the risks you’ll face as a business owner.

So, how do you insure a home-based business?

There are a few options. We’ll explain three different ways to go about insuring your business and go over which one could be right for you.

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Home insurance discounts can help you save on your insurance.

Save money on home insurance with these home insurance discounts

As a homeowner, you’ve got a lot of decisions to make. How should you decorate the kitchen? Do you want to replace the carpet with hardwood? Is it time to paint the family room? Home décor decision aside, you also have to handle the home insurance. You might be a bit wary about how much your homeowner’s insurance will cost.

But guess what?

Many companies offer home insurance discounts, and that can help you save money on your homeowner’s insurance. We’ll go over 15 common home insurance discounts that you should ask your agent about.

Read MoreSave money on home insurance with these home insurance discounts