If you're in a car accident, you might need to get a rental car.

Is my rental car covered by Alabama car insurance if I’m in an accident?

If you’re in a car accident, you will most likely need to take your car to the shop for repairs. The only problem is that repairs can take time, and you might be out of a car for a while. And that turns into a bit of a situation when you consider that you need a car to get around – to get to work, to run errands, to visit friends or family, to take your kids to school when it’s raining. Basically, you’re thinking it’ll be necessary to get a rental car. But the thing is rental cars aren’t free. And you’re wondering if Alabama car insurance will cover the cost. We’ll explain.

Read MoreIs my rental car covered by Alabama car insurance if I’m in an accident?

Typical home insurance policies include other structures coverage.

Alabama home insurance: What is other structures coverage?

You might be wondering what exactly you’re paying for when you give your money to your home insurance company. You know that in theory your Alabama home insurance is supposed to bail you out if you ever face a loss to your house, but what exactly will it do to protect you? Your home insurance protects your house and your belonging, of course, but that’s not all it does. It also covers other structures. What’s other structures coverage, you might ask? We’ll explain.

Read MoreAlabama home insurance: What is other structures coverage?