Need home insurance in Birmingham, Alabama?

We can help you get cheap Birmingham home insurance.

Our team of insurance experts can help you shop for the best homeowners insurance in Birmingham.

Finding Birmingham home insurance might seem like a very difficult, overwhelming item on your to-do list. Where should you start? What coverages do you need? How much home insurance do you need? And how can you find cheap Birmingham homeowners insurance? Well, we’ve got some good news - our team of home insurance experts can help answer all of these questions and more. We’re pros at helping people find the home insurance they need to protect their house. We’ll help you shop for Birmingham home insurance quotes so you can get the best coverage at the best possible rate. Our goal is to make Birmingham insurance easy, and we also want to make sure that each client gets the individualized attention they deserve. Everyone needs a customized home insurance plan, so we’ll take the time to get to know you and your insurance situation so we can help you get the coverage you need.

Fun facts about Birmingham, Alabama

  • Birmingham is the most populous city in Alabama.
  • It was named for Birmingham, England, which was a major industrial city there in the 1800s.
  • In the early 20th century, the city grew so much that it was dubbed “The Magic City.”
  • Birmingham was founded in 1871 by the Eylton Land Company, which had a group of investors including cotton planters, bankers, and railroad engineers.
  • The city quickly became known for iron and steel production, and railroad cars were produced in the area.

How much does Birmingham home insurance cost? That depends on the following…

The value of your home: The value of your home affects how much insurance you will need and the price of that coverage.

How much it would cost to rebuild your home: You need to have enough home insurance to rebuild your home from the ground up, as you would have to if it were destroyed by fire. You have to take clean-up costs and construction costs into account. The building materials that you home is made of also affects its reconstruction value.

What the crime rate is for your area: If your area has a high crime rate, you might have higher home insurance premiums.

The location of the nearest fire department: If you live close to a fire station, emergency services can respond quickly to a fire. That means that you might have less damage to your home, so you could get lower insurance premiums.

ZIP Code: 35201 to 35298

Now, these are not the only things that play a part in determining your home insurance rates. The best way to get an accurate idea of what your Birmingham home insurance will cost is to get a quote.

Do you live in the area?

Birmingham is made up of these ZIP Codes:

35201, 35298

Population
212,424
Number of households
90,479
Median household income
$32,404
Median property value
$87,100
Average commute time
21 mins
Median age
36

Partner up with Birmingham Insurance to save money on your home insurance.

We know that you don’t want to break the bank paying for your home insurance. We get that. And we also understand that you want quality home insurance that will be there for you through life’s unexpected disasters. And that’s why our agents are experts at helping people shop for great Birmingham home insurance at the best rate. We work with some of the top carriers in the nation so that we can help homeowners get the Birmingham home insurance they need to protect their houses. Our agents can also help you find home insurance discounts so you can save money on home insurance easily. We can also talk about bundling your home and auto insurance if you’re interested - bundling can also help you save on your premium. And we know that you can’t wait around all day for insurance stuff, so we’ll work quickly to get you those Birmingham insurance quotes. To get started with your quotes, all you have to do is fill out our form or give us a call.

Save money on your Birmingham home insurance

Call us at (205) 235-5301 or complete our online quote for today.

  • Things to do in Birmingham:

    • Birmingham Civil Rights Institute
    • Birmingham Museum of Art
    • Birmingham Botanical Gardens
    • Oak Mountain State Park
    • The Vulcan Statue

  • Looking to move to Birmingham? Check out some of the top employers in the area…

     

    • University of Alabama at Birmingham
    • Regions Financial Corp.
    • Children’s of Alabama
    • AT&T
    • Honda Manufacturing of Alabama