Alabama Auto Insurance Articles | Birmingham Insurance

Does car insurance cover me if I hit a telephone pole?

November 27, 2019November 27, 2019 by Kate Betts

So, when you’re driving, there are a lot of different things that could happen. (Driving a car is no easy feat, after all!) And that’s why there’s car insurance. It’s there to help you when things go wrong. But what …

What are the minimum limits of car insurance in Alabama?

September 27, 2019September 27, 2019 by Kate Betts

If you plan on having a car in Alabama, you need to make sure you know your responsibilities as a car owner and driver. One of the things that you need to consider is getting the proper insurance. Alabama, like …

Comprehensive coverage may cover hail damage.

Does car insurance cover hail damage?

August 20, 2019July 3, 2019 by Kate Betts

Hail happens. It’s quite the phenomenon when little balls of ice plummet from the sky, but it happens. Maybe you can’t park your car in a nice, cozy garage. And if you keep your car outside, your question might be …

Comprehensive coverage can help you if a tree falls on your car.

Does Alabama car insurance cover me if a tree falls on my car?

July 3, 2019May 14, 2019 by Kate Betts

So, you’ve got a bit of a situation. There’s a tree, and it fell…and it squashed your car. It looks like there’s quite a lot of damage. But your question is this: will Alabama car insurance cover you if a …

The multi-car discount can help you save money on your insurance rates.

Alabama car insurance discounts: What is the multi-car discount?

August 4, 2020April 30, 2019 by Kate Betts

Many people embark on the valiant quest to get lower Alabama car insurance rates and save money on their insurance. And as car insurance can be expensive, that seems like a good idea. It’s important to look into opportunities to …

If you're in a car accident, there are a few things you have to do.

What to do if you’re in a car accident

August 20, 2019March 12, 2019 by Kate Betts

If you’re involved in a car accident, you’re going to be understandably upset, shaken, and stressed. It’s a very nerve-wracking situation. It can be hard to know exactly what to do if you get into a car accident, so we’ve …

If you're in a car accident, you might need to get a rental car.

Is my rental car covered by Alabama car insurance if I’m in an accident?

January 15, 2019January 15, 2019 by Kate Betts

If you’re in a car accident, you will most likely need to take your car to the shop for repairs. The only problem is that repairs can take time, and you might be out of a car for a while. And that turns into a bit of a situation when you consider that you need a car to get around – to get to work, to run errands, to visit friends or family, to take your kids to school when it’s raining. Basically, you’re thinking it’ll be necessary to get a rental car. But the thing is rental cars aren’t free. And you’re wondering if Alabama car insurance will cover the cost. We’ll explain.

These ten terms are helpful to know when you're handling car insurance.

10 essential Alabama car insurance vocab words to know

December 18, 2018 by Kate Betts

Car insurance is something that everyone needs if they’re going to get behind the wheel, but somehow there are a lot of vocab words that they don’t teach you in school. When it comes to decoding Alabama car insurance, you might feel like you need a cheat sheet. Well, we decided to make one. Here are ten car insurance terms to keep up your sleeve – and wow your agent with when you toss them around casually.

Comprehensive car insurance can cover a stolen car.

Does Alabama car insurance cover a stolen car?

July 3, 2019November 20, 2018 by Kate Betts

It’s kind of one of the worst nightmares of every car owner – walking out to the driveway or the parking lot and realizing that your car is not where you left it. Since you’re pretty sure that your car can’t drive itself, the logical explanation is that the car has been stolen. Now your question is this: will Alabama car insurance cover you if your car is stolen? We’ll explain what you need to know about insurance and car theft.

There are many factors that influence the price of Alabama car insurance.

What factors affect Alabama car insurance rates?

October 2, 2020October 23, 2018 by Kate Betts

You might dread the moment that your car insurance arrives in the mail or the payment auto-debits from your bank account. The bill might look like a lot of dollar signs. And the number might seem completely random – why are your rates what they are? Where is this random payment amount coming from – is it just the powers-that-be that chose a rate out of a hat? Not exactly. There are a lot of factors that affect Alabama car insurance rates, and we’ll explain some of them.