Looking for home insurance in Pelham, Alabama?

We can help you shop for your Pelham home insurance.

We can help you find cheap home insurance in Pelham, Alabama.

Getting home insurance in Pelham, Alabama might not be something you’re looking forward to. It might seem very daunting. Where should you start with getting home insurance quotes in Pelham? How much home insurance do you need? How can you find cheap home insurance in Pelham? Our team of insurance experts can help you find the best home insurance in Pelham at the best possible rate. We can help you find the home insurance that’s right for you - your home is a major investment, and it needs to be protected by the proper insurance. We’ll help you shop for rates and get Pelham home insurance quotes so you can get the coverage you need. At Birmingham Insurance, our goal is to make insurance easy. We’ll be there for you through the entire insurance process - and after. We will take the time to get to know you and your insurance situation so that we can best assist you with your homeowners insurance. Every homeowner deserves individualized attention when it comes to their insurance.

Fun facts about Pelham, Alabama

  • Pelham was incorporated as a town in 1964.
  • John Green, famed author of many young adult novels, went to high school near Pelham.
  • The city is located in Shelby County, AL.
  • The largest state park in Alabama, Oak Mountain Park, is located in Pelham.
  • Pelham is a suburb of Birmingham.

How much does Pelham home insurance cost? That depends on the following...

The value of your home: The higher the value of your home, the more your home insurance could cost.

How much it would cost to rebuild your home: It’s important to have enough home insurance to completely rebuild your home from the ground up (as you would have to if your home was destroyed by a fire.) You also need to consider the costs of cleanup and construction. The material your home is made of has an influence on the cost of rebuilding your house.

What the crime rate is for your area: If your area has a higher crime rate, you might have a higher home insurance rate.

The location of the nearest fire department: If you’re close to a fire department, emergency services would be able to respond to a fire much faster. That means that there would be less damage to your house. So, you might be able to get lower home insurance rates.

ZIP Code: 35124, 35043, 35242, 35244

The above are not the only things that go into determining your home insurance rates. There are many, many factors that play a part in your premium. The best way to get an accurate idea of the cost of your home insurance is to get a Pelham home insurance quote. And our team would be happy to help you shop for your rates.

Do you live in the area?

Pelham is made up of these ZIP Codes:

35043, 35124, 35242, 35244

Number of households
Median household income
Median property value
Average commute time
Median age

Partner up with Birmingham Insurance to save money on your home insurance.

Paying a fortune for your home insurance does not sound like fun. We get that you don’t want to break the bank paying your home insurance premium, and we also know that you want insurance that will be there for you throughout life’s various unexpected surprises. But that’s why our agents are experts at shopping for home insurance rates and helping homeowners get the best coverage at the best rates. When we get quotes, we work with some of the top-rated carriers in the nation to help homeowners get quality insurance. Our team can help you find home insurance discounts so you can get some quick savings on your premium. We can also discuss bundling your home and auto insurance for additional savings if you’re interested. And since your time is valuable and you can’t wait around all day for insurance-related phone calls and such, we’ll get your quotes quickly. Get started with your Pelham home insurance quotes by filling out our online form or giving us a call today.


*Data from publically available records.

Save money on your Pelham home insurance

Call us at (205) 235-5301 or complete our online quote for today.

  • Things to do in Pelham:

    • Oak Mountain State Park
    • Alabama Wildlife Center
    • Buck Creek Trail
    • Cahaba Lilly Park
    • Aldridge Gardens

  • Looking to move to Pelham? Check out some of the top employers in the county…

    • Shelby County Board of Education
    • Southern Company/Alabama Power
    • Walmart
    • Shelby Baptist Medical Center
    • EBSCO Industries, Inc.