To protect your home against flooding, you would need Alabama flood insurance.

Is flooding covered by home insurance in Birmingham?

A common question about Alabama home insurance is this: does home insurance cover flooding? For example, what if it rains really hard and causes water to accumulate? What if the water invades your home? Unfortunately, the answer to that question is no. Home insurance does not cover flooding. Many homeowners find this out after they’ve had a flooding incident, and by then it’s too late to do anything. So, how can you protect yourself financially before you experience a flood? You can get flood insurance. We’ll explain many of the questions you may have about Alabama flood insurance.

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